80% Wise Promo Codes ( Wise Coupon Codes) January 2026 New Zealand

The most redeemed Wise discount codes

How does Wise work?

Wise is a company that has offices and accounts in several countries around the world and to transfer your money to other countries you pay a boleto from a bank New Zealand , for example, and the Brazilian office receives the money and notifies a European office that they can now deposit into the destination account. In this move, money does not cross countries and does not need to pay tax. And, to get even better, as the transaction is made between companies, the quotation is COMMERCIAL and not that of tourism.

Taavet Hinrikus was the first Skype employee. He had the opportunity to participate from the beginning of one of the most incredible stories on the Internet, which forever changed the telecom industry. Taavet is from Estonia and, after a few years, was transferred to London. He still received his salary in Estonia, but his expenses were almost all in London, so he had to transfer his money to a bank in the United Kingdom every month, and for that he always paid a fee to the bank and the conversion was used a rate that is always different from what he saw on specialized websites.

Tips for using the Wise website

If you are going to travel or live abroad and need to exchange reais and have a relative or friend at your destination, you can transfer or request the necessary amount through the Wise website or app, with the quote of COMMERCIAL currency

Which coins can be purchased?

One of the coolest things about Wise is the amount of coins they offer their customers. Euro, real, pound, dollar, yen, Australian and Canadian dollar, Czech koruna and more. Seriously, I'm very curious to use their service and I really wanted to know if any of you have used it. Leandro dies in love with him and, as I trust my readers' suggestions, I insist on recommending and trying to help many other travelers!

In 2010, Taavet met another Estonian, named Kristo Käärmann, who worked at a consulting firm and had also been transferred to London. Kristo had a loan in Estonia, so he did the opposite every month, sending money from the UK to his bank in Estonia. It didn't take long for them to have an idea: instead of two are paying the high fees to transfer money from one country to another, Taavet would transfer money from his Estonian account to Kristo's bank account in the same country and Kristo would transfer money to Taavet to his London bank account. They would thus make two local transfers, paying much less in fees. And to be fair about the conversion rate between currencies, they decided to use the average between buying and selling, which was easy to check by consulting the Reuters website.

After a few months of doing this, they began to hear from other Estonians that this solution also solved a problem they were facing. They started to think that this could be a problem that affected many more people than they imagined. And that this could happen daily in many countries around the world.

This was how Wise was born, founded in 2011 by Taavet and Kristo, and which today transfers resources between more than 50 countries (including Brazil), using this same logic. Some have already called it the Uber of international transfers and it may be a good explanation for what they do. Imagine that Paulo is in Brazil and wants to transfer the equivalent of 300 dollars to his son, Jorge, who is in the USA. Suppose now that Maria, who lives in the USA, is wanting to transfer $ 300 to her mother Helena, who lives in Brazil. Wise will take Paulo's reais and deposit it into Helena's account, making a transfer between banks here in Brazil, all in reais. And she will take Maria's dollars, which are in the USA and transfer them to Jorge's account, making a transfer in dollars, within the USA. Thus, two local transfers will be made, one in Brazil and the other in the USA, both much cheaper than an international transfer. And Wise will charge them both a fee, which is almost a tenth of what they normally pay to banks. So, she finds people who are willing to do the same operations, only in opposite directions, and does business with them. Hence the association with what Uber does.

To avoid money laundering problems, Taavet says that, when registering a customer, the company asks for all the information that the country's regulations require, including those related to money laundering. According to him, Wise does the whole process called Know your Client (from English " know your client ").

Wise received another investment from investors, which made its market value exceed U $ 1 billion, thus placing it in the list of so-called unicorns , startups that exceed U $ 1 billion in market value. This shows how much the market is betting on this solution, which offers the user a much simpler, more intuitive and cheaper experience than the services of traditional banks.